Most people will be alarmed at how my bank account balance fluctuates every month. It holds the biggest clue to how I afford my travels; I choose to take risks. I am 24, and choose not to be disillusioned by the ‘need’ to save every penny for something better and bigger in the future. I choose not be dismayed by thoughts of a very rainy day either. I choose to take it as it comes (and to take it when it doesn’t come), the money that is. I choose to live in my today, instead of dreaming about what may be in the future. That might sound foolish to some, at best naive, but through these five mantras that have afforded me 99% of my travels, I shall strive to prove otherwise. 1. Money won’t save itself. As much as I wish I had a secret magic formula for each time people asked me how I find the money to travel so much, I don’t. Not even a grand inheritance. And no, no rich uncle to sponsor my …